About the opportunity

 We are currently looking for an Associate to join our AFC Operations Department to ensure compliance with applicable regulations and relevant company policies related to Anti-Financial Crime. You will play a crucial role in maintaining and enhancing the efficiency of market-centered and topic-centered processes within AFCO. You will be responsible for a wide range of tasks that include BAU investigations, process ownership and updates of the internal Work Instructions, onboarding/ guiding junior team members and handling requests coming from the MLRO function.

You have a strong banking financial crime background, a robust operational experience in an international setting and you are before all an excellent investigator and have experience in SAR drafting.

You thrive in fast paced and tech driven environments; a first experience in fintech is a plus. You are forthcoming yet have high quality standards. You will work with a team of highly motivated and diverse staff. You will work closely together with the MLRO function, as well as with other departments in the AFC area. 

 

In this role, you will:

• Perform BAU investigations as best in class

• Write SARs, ensuring quality according to the Italian FIU expectations.

• Provide guidelines individually and collectively

• Handling Special Requests from Authorities and from the Regulator

• Conduct Fraud & Market Deep Dives on Patterns (Joint Effort with Excellence Team)

• Act as a Point of Contact for Internal Local or Topic Specific Processes

• Support the Italian MLRO team on various projects and ad-hoc demands, 

• Ensuring that all processes related to AFC are compliant with regulations, and are implemented effectively within the operations department.

 

What you need to be successful:

Background: 

• University degree in economics, law, business, or other relevant areas preferred 

• Professional experience gained in the anti-financial crime field,  with at least 3 years of experience

• Demonstrated experience in operational functions, including investigation,  SAR drafting and transaction monitoring. 

 

Skills: 

• Proficiency in English and Italian (spoken and written).

• In-depth knowledge of European and Italian regulations on financial crime (KYC, AML, terrorism financing, fraud, tax evasion).

• Excellence in investigation

• Excellent communication skills and ability to work with internal and external stakeholders.

• Ability to liaise with the Italian Authorities

• Hands-on mentality and the ability to take ownership

• Hardworking, strong team player, forthcoming and resilient

• Diligent and reliable, solution driven and committed, ability to work under pressure

• Data driven mindset and attention to details. 

 

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.

• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 

• Come together with your team in the office for a dedicated day of teamwork each week, plus another day of your choice, and enjoy the flexibility of remote work the rest of the time. Some roles may require additional in-office presence.

• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    

• Additional day of annual leave for each year of service.  

• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 

• A relocation package with visa support for those who need it.

 

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to [email protected]. 

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.